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R&S MACHADO FINANCIAL

We understand that every person and every family has unique dreams and needs. That’s why we’re committed to creating tailored financial strategies that align with your life goals.

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Life Insurance with Living Benefit

Financial security.

Strategy for a peaceful future.

Indexed Universal Life (IUL)

It can be used while you are still alive to cover emergencies and unexpected needs. Unlike traditional life insurance, this type of policy allows you to use part of the amount you have taken out in situations such as a diagnosis of serious illness, disability or accidents, ensuring financial protection for you and your family.

It can be used while you are still alive to cover emergencies and unexpected needs. Unlike traditional life insurance, this type of policy allows you to use part of the amount you have taken out in situations such as a diagnosis of serious illness, disability or accidents, ensuring financial protection for you and your family.

About Us

A financial planning company formed by a couple passionate about helping families secure a secure financial future. Specializing in life insurance with living benefits, private retirement, financial planning and college plans, we provide customized solutions for each client with exclusive and free consulting. Our approach is simple: we work side by side with you, creating financial strategies that meet your needs and goals, always with transparency and dedication. Together, we can build a more peaceful tomorrow.

Who are we?

Rafael Machado & Sara Machado, licensed by the US Department of Finance. Rafael has a technical background in Oil & Gas, with experience in calculations and strategies. Sara has a degree in Nursing (RN), with experience caring for and protecting mothers and newborns in the maternity ward. We have been married for 2 years, live in Florida and our mission is to help families and individuals achieve financial security and freedom. We believe that solid financial planning not only protects the present, but also opens doors to new opportunities in the future. Our goal is to provide customized solutions that provide peace of mind, protect what is most valuable and pave the way for a prosperous tomorrow.

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Real Life Benefit Stories

Financial planning transforms lives and ensures a more peaceful future for your family.

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Nathan Williams
Natalia Oliveira

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living benefit

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The Thomas Family
The Amorim Family

Customer Reviews

Find out what our customers think about our service

I have always had difficulty knowing how to invest and plan for the future. R&S Machado Financial Services helped us with a private retirement plan that perfectly fits our needs and expectations. The team's knowledge and dedication made all the difference!

Pedro Moten

man in red dress shirt holding black tablet computer
man in red dress shirt holding black tablet computer

My wife and I were completely lost when it came to long-term financial planning. The R&S Machado team helped us organize our finances, presented us with incredible life insurance solutions with living benefits, and prepared us for retirement. Today, we are much calmer and more confident about our future!

a man with a backpack standing in the snow
a man with a backpack standing in the snow

João Sergio

★★★★★
★★★★★
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Free consultation

We're here to help you secure your financial future.